Do Your Farm Finances Keep You Up At Night?

Mark HubbardIn continuing our leadup to the Second Annual Iowa Women’s Landowner Conference on June 19, 2014, today I’m speaking to Mr. Mark Hubbard, a Financial Advisor with Farm and Business Financial Services. Mr. Hubbard has a great deal of experience to share on planning farm finances to assist producers to take advantage of favorable market conditions and protect their assets. He will be speaking in the first session from 10:10 to 11:00 A.M. on “What Keeps You Up at Night,” so make plans to come to the conference for more information!

Mark is licensed through the Financial Industry Regulatory Authority (FINRA) in Series 6, Series 63, Series 7 and Series 66. He is also licensed through the State of Iowa in Life, Accident & Health, and Variable Life/Variable Annuity. His professional specialties include Personal Planning Analysis, Business Planning Analysis, Long Term Care and Estate Analysis. His associations and memberships include being a Million Dollar Roundtable Qualifying Member in 2013 and 2014 and membership in the National Association of Insurance and Financial Advisors (NAIFA) where he has received a Quality Award from 2011 to 2013.

As an active member of his community, Mr. Hubbard has served as the football coach for Waverly – Shell Rock, honored with the 2012 Iowa High School Athletic Association Character Counts Coach of the Year award. He also serves as a Waverly – Shell Rock Booster Club Member, Waverly Youth Football Board Member and as the Waverly-Shell Rock Fellowship of Christian Athletes Huddle Coach. As a Waverly Chamber of Commerce – Membership Committee Co-Chair, he serves businesses and farms in the area, helping them to reach their goals.

Can you give us a preview of the points and information you’re planning on presenting at the conference?

We are going to help the attendees further their education on some of the strategies that are being used today by families in similar situations.

It looks like you’re active in a number of areas dealing with retirement and legacy planning, can you tell me a little about why it is important for female landowners to plan for that part of their life?

The landscape is changing. More and more women are taking time to become familiar with these concepts. With women living longer, it makes good fiscal sense to get organized around their individual situations.

Can you tell me a little bit more about your farming background? What kind of farm did you grow upon? Are you still involved in farming?

I grew up working for my uncles, and other area farmers. We milked cows, farrowed hogs, baled hay; pretty much the normal family farming operation. I’m no longer involved in farming, however I do miss it. My wife’s family also continues to farm, but it’s a completely different operation now for them, as well. The livestock end of things and the commodity itself changed it all. There are just so many more uses for corn than there used to be and this world is acquiring more mouths to feed on a daily basis. People have to eat.

What’s one quirky thing that very few people know about you?

I love mowing the lawn. I get to see the progress. Maybe I like it so much because I can’t hear my phone ring while mowing!

Having grown up on an Iowa farm near Aplington and Parkersburg, Mr. Hubbard’s passion is to help others in agriculture and is apparent in his experience in estate and retirement planning for farms. Though he has a Bachelors of Arts in History Education, he has spent the past nine years with Northwestern Mutual Financial Network’s office in Waverly helping farmers achieve their goals in agriculture, finances, estate planning and retirement matters. His approach to financial planning is to create a collaboration with his clients to determine what their needs are and what they value in order to create the best possible approach for that individual or farm to determine and achieve their goals. He is married with three children.

Don’t Let Financial Planning Keep You Up At Night

We are down to the last few days in a countdown to the Second Annual Iowa Women’s Landowner Conference – if you haven’t had the opportunity to register yet, there’s not much time left to get it done! The many speakers, networking opportunities and awesome food are just a few of the reasons to attend – come learn, share and enjoy at the conference to learn how to make this year a better year for women in agriculture!


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